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Skip to Main Content Main Navigation Make a Payment Contact Us Welcome To Forms Create an Account Log In Homepage Close Account Access Popup  Secure Login  Log In Now  Create An Account Help Logging In is committed to providing Education Loan Finance customers a first-rate customer experience. News & Announcements Coronavirus Situation The health and well-being of our customers, staff, and our community are a top concern during the emerging Coronavirus (COVID-19) situation. is committed to keeping our customers informed should any interruption in services occur. Customer service updates will be posted here. President Trump recently announced that interest will be waived for all student loans held by Federal Government Agencies. Unfortunately, this does not apply to ELFI private educational loans because they are not held by a Federal Government Agency. If you are experiencing difficulty making your payments due to the Coronavirus situation contact us to discuss forbearance options available to temporarily postpone your monthly payment. LIBOR Rate The Three Month LIBOR rate is 1.94% , effective January 1, 2020 . This is a reduction from the prior rate of 2.10%, effective October 1, 2019 - December 31, 2019. With any change to the LIBOR rate, variable rate loans will re-amortize and a repayment schedule will be provided that will include your new monthly payment amount, interest rate (margin plus LIBOR), and the effective date of your new monthly payment amount. Account Notifications Notifications are available before your bill is due, when your payment posts to your account and if your account becomes past due. Paperless Management Enroll to receive correspondence faster through your secure online account. Plus, it helps the environment! Schedule A Call We’re here to assist you when it's convenient for you. Schedule a call with a Specialist. Quick Links Make a Payment Online Payment Payoff Payment Information Payment History Tax Information Tools FAQs Notifications Schedule a Call Auto Pay Sign Up for Auto Pay Manage Auto Pay Forms eSign/Download forms Upload documents Status of forms received Paperless Documents Subscribe to paperless delivery Repayment Assistance A short-term forbearance may be available if you are experiencing unexpected financial hardship, which may include but is not limited to: illness, unplanned job loss or reduction in monthly income, or if your residential or place of business ZIP code is declared as an Individual Assistance zone by FEMA due to a natural disaster. Additional eligibility criteria and requirements may apply. To determine if you qualify, please call. Important Information: All Repayment Options are approved at the discretion of the lender. An approval or denial notification will be provided by . For approved Repayment Options, unpaid accrued interest may be capitalized at the end of any Repayment Option. Cosigner Release The Bank does not offer a cosigner release program. You may apply for a new ReFi loan without a cosigner at elfi.com . Footer Help & Support Contact Us FAQs Sitemap About Us New to About Careers Privacy Security WebMaster Telephone 855.282.4269 (Toll Free) Hours 7 AM – 9 PM CT Monday – Thursday 7 AM – 5 PM CT Friday "Copyright © 2020 Higher Education Loan Authority of the State of Missouri(). All Rights Reserved." NMLS Resource Center NMLS # 1442770 4...